A complete breakdown of what it costs to sue in Ontario Small Claims Court in 2026 — filing fees, service costs, lawyer fees, and what you can recover if you win.
By Jonathan Kleiman, Barrister & Solicitor · Published May 2026
Filing fees are set by the Ontario government and depend on the amount of your claim and how you file. As of 2026:
All filing fees are recoverable as disbursements if you win. The court adds them to the judgment amount.
After filing your claim, you must serve the defendant — deliver a copy of the claim in a manner permitted by the Rules of the Small Claims Court. Service costs depend on the method:
Personal service through a licensed process server is the most reliable method and avoids disputes about whether the defendant actually received the claim. Service costs are recoverable disbursements.
What a Small Claims Court lawyer charges depends on the complexity of the case, the amount at stake, and whether the matter settles or goes to trial.
These ranges vary based on the facts, the number of parties, the volume of evidence, and the complexity of the legal issues. The initial consultation — which is free with Jonathan — gives you a clear picture of what your specific matter will cost.
Free 30-minute consultation with a Toronto business lawyer.
If you are the successful party, the court may order the losing side to pay a portion of your costs:
Under the Courts of Justice Act, the court may award the successful party up to 15% of the amount claimed in representation fees. This amount is at the judge's discretion and is intended to partially reimburse legal costs.
Example: If you sue for $30,000 and win, the court may award up to $4,500 in representation fees on top of the judgment amount.
Filing fees, service costs, photocopying, and other out-of-pocket expenses are recoverable as disbursements. The successful party claims these at the end of trial by providing receipts.
Interest accrues on the amount owed from the date the cause of action arose (pre-judgment interest) and from the date of the judgment until it is paid (post-judgment interest). The rate is set quarterly by the Ontario government.
The math depends on three factors: the amount at stake, the strength of your case, and the likelihood of collecting the judgment.
For a straightforward $20,000 unpaid invoice with clear documentation, the total cost of a lawyer through settlement conference might be $2,000 to $3,000 — and many cases settle at that stage. If you recover $20,000 plus costs and interest, the return on your legal investment is significant.
For a $3,000 claim with ambiguous facts and a defendant who may not have assets, the economics are different. A free consultation with a Small Claims Court lawyer helps you assess whether the claim is worth pursuing before you spend anything.
The most expensive mistake in Small Claims Court is not the filing fee — it's losing a winnable case because you were unprepared.
Filing fees range from $102 (online, claims up to $5,000) to $252 (in person, claims over $5,000). Additional costs include service of documents and photocopies. All filing fees are recoverable if you win.
Many Toronto Small Claims Court lawyers charge flat fees ranging from $1,500 to $5,000+ depending on complexity and whether the case settles or goes to trial. Jonathan Kleiman offers flat-fee pricing on most matters and a free 30-minute initial consultation.
The court may award up to 15% of the amount claimed in representation fees, plus disbursements (filing fees, service costs, photocopies). The award is at the judge's discretion.
Recoverable disbursements include filing fees, service costs, photocopying, witness fees ($6 per day plus mileage), and costs of obtaining documents such as corporate profile reports.
For claims involving significant amounts, complex facts, or an opposing party with legal representation — yes. A lawyer improves outcomes, negotiates better settlements, and can recover a portion of fees through the 15% cost rule. A free consultation helps you decide.
Jonathan Kleiman offers a free 30-minute consultation for Small Claims Court matters. He will assess the strength of your case and quote the cost before any work begins — no surprises.
Call 416-554-1639 or book a free consultation.
Free 30-minute consultation. Jonathan quotes the fee before work begins — flat-fee pricing on most Small Claims Court matters.